FiTech Ventures

Social and financial inclusion through ethical disruption

FiTech Ventures is involved in helping innovative tech startups reach their full potential. Our investment in your business is more than just financial. When we commit to working with a client, we become partners and lend our full support behind their efforts to move their company forward. Contact us to learn more about our investment portfolio and latest success stories.

About Us

FiTech Ventures was founded after years of working in venture capital, with specific focus on fintech. Our goal is to help entrepreneurs turn their own ideas and visions into successful companies with fundraising and networking guidance. As a results-driven organization, we are constantly looking for ambitious and visionary partners with the drive and flexibility to take their company to the next level. Our investment philosophy is driven by a focus on ethical disruption, financial inclusion, doing well by doing good and profit with a purpose. For details about our investment process as well as our level of involvement, get in touch with us.

Fitech Ventures supports the UN Sustainable Development Goals and will endeavor to ensure that investee companies develop a plan to achieve certain relevant goals that will contribute to peace and prosperity for people and the planet by 2030

Investment criteria

Fitech Ventures  is looking to invest between R500,000 and R2,500,000 as a seed investor in start up, early stage fintech, specifically focused on fianancial inclusion, demonstrate the following characteristics:

  •  disruptive, exponential technology

  • ambitious, focused, empathetic management team

  • driven by financial inclusion, social good and making a difference

Our people

Chris Lister-James - Chris was a co-founder of Vantage Capital Group, one of the first black-owned, and one of the only remaining independent private equity and investment companies in South Africa. He has been involved in investment banking and private equity for 25 years, having started his career at Real Africa Durolink, prior to co-founding Vantage Capital. Chris has served on the boards of a number of JSE listed companies, including Fortress Income Fund and Jasco and has also served on the boards of a number of NGO's and schools, including Junior Achievement SA, Michaelhouse Diocesan College and Pridwin Preparatory School.

Brett Ferguson - After completing his BA ( LLB ) at the University of Natal , he served articles for 3  years before embarking on a career as a Legal advisor at Safmarine . Shortly thereafter Brett realised his passion for Entrepreneurship , so co- founded Lawyers Access Web in the late 90’s which provided an E -Conveyancing platform for the Banks and the legal fraternity for Property ownership in SA .

Shortly after the success of this platform , Brett founded the Credit division , which offered a similar model to the Banks and Retailers as well as a niche technology offering to the Unsecured Lending market . 

Contact us

Phone                 083 6084265

e- mail       


Fintech Investments


Comcorp is an innovative software company located in Fourways, South Africa. Comcorp was founded in 1994 and designs, develops and operates various proprietary software services which collectively run over our Secure Data Exchange known as Comcorp Secure-X™.


Comcorp Secure-X™ encompasses a number of products designed to enhance business processes in the financial services sector in an automated and secure way. The product benefits include fraud prevention, customer value enhancement and process efficiency gains.

At Collab, we believe that debt recovery is more than just numbers and dates … it’s also people. With technology, tools and human support, we establish WHY your customers are struggling to pay. WHAT we can do to help them manage their repayments. And, HOW to use that data to help you track their repayments, and ensure they remain loyal customers.

Bettr is a digital banking platform for the next generation.

  •  No Monthly Account Fees

  •  No Bricks 'n Mortar Branches

  •  One View Of All Your Money

  •  Collaborative, Open And Transparent



Payflex will revolutionize POS finance in SA

​Payflex integrates with online retailers to provide customers with point-of-sale finance at check-out:
Strong customer value proposition:

  • Spread the cost of a purchase over 4 instalments and 6 weeks at no additional cost (zero interest, zero fees)

  • Quick and easy application process, as no NCA affordability requirements

Strong merchant value proposition:

  • Increase sale and conversion metricsby 20% - 25% (proven in other markets) for a small additional cost


uKheshe is a micro transaction platform that allows you to pay and #getpaid. It’s unlike any eWallet or QR payment service as it works with your lifestyle, not the other way around. uKheshe is now Masterpass certified which means it can accept payment from Zapper, Snapscan and most banking apps. Just look out for the Masterpass logo.

Investing is for rich guys in suits and fancy cars, right? Absolutely not! We believe that investing is for everyone.
Franc was born in 2018 when an engineer, an actuary, an investment guru and a tech wizz shared a common idea of making investing affordable, accessible and social.
With the Franc app, anyone can now invest in leading cash and equity funds in just a few minutes. No minimums. No paperwork. No fine print. Just the way investing should be: smart, simple and Franc.

Incubation Projects

Financial Wellness

With the use of innovative technology , FW will proactively determine the “ Financial stress levels “ of Employees , and in so doing , provide “ Customizable “interventions that improve the Employees Financial Wellbeing, leading to enhanced physical and financial health. This solution is modeled on salary finance ( and wagestream ( in the UK, which are designed to prevent employees from getting into getting into debt and possible financial distress

Affordability - a solution to ensure responsible lending

The Financial Conduct Authority (FCA) in the UK released two papers in 2017 on affordability and financial distress (OP28 and CP17/27). Lenders are using data from CRA's and metrics that are not entirely suitable for determining affordability, which is leading to deafault and resultant financial distress.

We have a developed a solution that will provide real time affordability information to be used by lenders, in additiion to existing data sources. The solution proposes using open banking/PSD2 to extract borrowers transactional data to provide an accurate assessment of their affordability. We have been approved to test the solution in the FCA's regulatory sandbox.

DIGIDEEDS - Modernising South Africas state provided housing registry

The current deeds distribution system is inefficient, cumbersome and costly. It is estimated that the backlog of title deeds for RDP homeowners is 900,000, and the current system is not capable of dealing with this increased volume.
The solution is a transparent, digitised title deeds registry, to be built on the ethereum blockchain, that’s accessible to the public and easily verifiable by trusted officials.